The HQ 18 is the same as the BabyLock Crown Jewel. I don't know where you're located, but I'm in CT. msg privately if interested. we have 0% too!
I know the prices, I am a Handiquilter consultant. Feel free to call me at 800-401-8151 x 128. We can also finance it at 0% if you like! Pam
Mine HQ Avante 18 is a couple of years old, but I bought it Houston. It was a demo and it was about $8,500 then. Probably more now. I love it though. Good choice for me.