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need a rewards card question answered

need a rewards card question answered

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Old 10-27-2010, 12:22 PM
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I've been trying to find a rewards card that will give me points for paying bills AND making purchases.
I can't find anywhere online that states whether they both are considered the same thing.
So, do any of you know?
I've looked at 4 different cards already and none mention "bill paying". Just purchases.
thanks
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Old 10-27-2010, 01:58 PM
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For many years I used American Express for everything because we accumulated points for everything, and we used the card a lot. The last two years have been very difficult for us and our spending habits changed. We don't charge anything anymore and even though we always paid them on time, because our credit rating dropped, they gave us a limit, which we never had before. I inquired about it and they only said that is not permanent. To me it was such an insult, since we were never late in our payments, that I would never recommend them to anyone, regardless of the great program they had. They treated us so bad that even the points we now have are frozen, just because we are not accumulating them as fast as we once were.
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Old 10-27-2010, 02:16 PM
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what type of points are you looking for? Southwest gives miles no matter what you use the card for. My cousin pays her property taxes with it. There is a credit card for quilters its quiltersrewards.com.
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Old 10-27-2010, 02:52 PM
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Creditor are not giving out things like they used to before the meltdown. Not a good time to be living paycheck to paycheck like i am. Hopefully things will improve soon. I am grateful that I do have a job however! ;-)
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Old 10-27-2010, 03:34 PM
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Originally Posted by Maride
For many years I used American Express for everything because we accumulated points for everything, and we used the card a lot. The last two years have been very difficult for us and our spending habits changed. We don't charge anything anymore and even though we always paid them on time, because our credit rating dropped, they gave us a limit, which we never had before. I inquired about it and they only said that is not permanent. To me it was such an insult, since we were never late in our payments, that I would never recommend them to anyone, regardless of the great program they had. They treated us so bad that even the points we now have are frozen, just because we are not accumulating them as fast as we once were.
Really? That doesn't sound fair at all. You've earned the points, now they've frozen them?
I always thought American Express was the best card to have. I've never had one though, since I'm not really a credit person.
That's why I want a card that will give me points for bill paying. I don't ever really charge purchases.
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Old 10-27-2010, 03:36 PM
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Originally Posted by sammycat1958
Creditor are not giving out things like they used to before the meltdown. Not a good time to be living paycheck to paycheck like i am. Hopefully things will improve soon. I am grateful that I do have a job however! ;-)
I hope things will improve for you ASAP too, and all others who are having a very tough time right now.
I feel guilty talking about a credit card, but I won't use it for credit, just bill paying to earn rewards.
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Old 10-27-2010, 03:37 PM
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Originally Posted by quiltstodo
what type of points are you looking for? Southwest gives miles no matter what you use the card for. My cousin pays her property taxes with it. There is a credit card for quilters its quiltersrewards.com.
I'd like hotel rewards mostly as well as miscellaneous rewards. Maybe air miles although I don't like flying but I do it now and then. I'd rather drive.
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Old 10-27-2010, 03:41 PM
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I changed my Chase card over to giving points. If you use the card like a credit card, you receive points for stuff.
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Old 10-27-2010, 03:57 PM
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I would say either Chase or Citicard then. They are open rewards that can be used for all sorts of things not just flight miles and I think Capital One has one that is like that also.
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Old 10-27-2010, 04:03 PM
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Originally Posted by quiltstodo
I would say either Chase or Citicard then. They are open rewards that can be used for all sorts of things not just flight miles and I think Capital One has one that is like that also.
I have a Citicard and I called them today asking if paying bills would let me earn points the same as purchases. She said no.
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