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Thread: Sewing Room Insurance Value

  1. #11
    Super Member MrsM's Avatar
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    Sep 2010
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    Quote Originally Posted by Opal Jane
    I haven't done anything....and now I think I need to.
    Ditto!

  2. #12
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    Cypress, Texas
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    Yep, we have riders on anything above what "they" consider the norm. Take lots of pictures (dated) and put copies in your safe deposit box or with a friend. Should update every couple of years. It all sounds so silly but once you have suffered a loss and gone through the insurance process you realize the value of that time spent documenting.

  3. #13
    Super Member lovelyl's Avatar
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    I called this summer about a rider to cover my sewing machines (8 sewing, 1 serger). Most are vintage, but replacement cost would be a significant amount of money. The agent seemed totally perplexed at what I wanted a rider for. She insisted the cost would be covered by my homeowner's policy. (?)
    I never even thought about trying to cover my stash, thread, rulers, Go and dies, cutting mats, rotary cutters, etc. I would hate to have to replace it all - what a lot of $$$$! Maybe I should call my agent back and insist on a rider!

  4. #14
    Super Member
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    Quote Originally Posted by lovelyl
    I called this summer about a rider to cover my sewing machines (8 sewing, 1 serger). Most are vintage, but replacement cost would be a significant amount of money. The agent seemed totally perplexed at what I wanted a rider for. She insisted the cost would be covered by my homeowner's policy. (?)
    I never even thought about trying to cover my stash, thread, rulers, Go and dies, cutting mats, rotary cutters, etc. I would hate to have to replace it all - what a lot of $$$$! Maybe I should call my agent back and insist on a rider!
    Get an appraisal and then get the rider.

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