Well we had an adjuster come to the house as we are renewing our homeowners insurance. We go into my room and I try explaining to him about the cost of fabric. You might have thought I had horns growing out of the top of my head. I showed him receipts and such for all of my machines and asked him to put the total replacement value of my room at $100,000.00. I truly don't think that it would cover it all but he said the insurance company might not let it be that high. How do you figure the cost to replace? My god I have 5 years worth of mags alone (10 - 15 different subscriptions) beading supplies, painting supplies as well as all of my quilting supplies. I took video of everything I have that is quilting, beading, or painting related just in case I ever need it but really don't they get it!! What did you do for insurance?