Monthly Fabric/Quilting Allowance or Budget??
08-20-2011, 08:04 AM
#12
Super Member
Join Date: Feb 2007
Location: Here not there
Posts: 1,449
I only pay cash, and only buy something if I HAVE to have to complete a project. I try to wait for sales and coupons. If my money is needed elsewhere that month then I don't get any fabric/supplies.
08-20-2011, 08:05 AM
#13
Power Poster
Join Date: May 2008
Location: MN
Posts: 24,391
What some people have done for awhile -
Write down every single penny spent - and then evaluate what $ went where.
It's kind of shocking sometimes when one goes over one's expenditures with a "is this really necessary?" eye.
Write down every single penny spent - and then evaluate what $ went where.
It's kind of shocking sometimes when one goes over one's expenditures with a "is this really necessary?" eye.
08-20-2011, 08:09 AM
#14
Junior Member
Join Date: Apr 2011
Location: Kansas
Posts: 121
$50 a month for hobbies is all I can budget for now. We are in the process of becoming debt free. We should make it be Christmas! When the Sewing Guild went on a shopping tripping I did take along $75 not including lunch, that is a separate envelope!
08-20-2011, 10:09 AM
#15
Senior Member
Join Date: Jun 2011
Location: Western Kentucky
Posts: 742
Depending on what is going on that month (like having to get the kiddo ready for school) depends on what I buy. I am saving for a new sewing machine so everytime I use my allowance I keep in mind "could I save it for the machine or get instant gratification now??" I do buy what I need and always say to myself--when will I use this?? The shop hops are killing me with all the new discoveries I have been making--LOL
08-20-2011, 03:15 PM
#16
Super Member
Join Date: Aug 2010
Location: Houston, TX
Posts: 3,955
Originally Posted by quiltstodo
I limit myself to 100.00 a month. When I go shopping I don't take credit/debit cards that way I don't over spend. And I wait for the sales and coupons. I keep the money in a separate coin purse and what I don't spend goes to next months purchases. That way I hopefully have extra by time the quilt show is here since there is always so much I want there. If I buy online I put that receipt in the coin purse and take out the money and put it toward the card I used online. Just my little game I play with myself helps to keep credit cards down also.
08-20-2011, 03:50 PM
#18
Super Member
Thread Starter
Join Date: Jan 2010
Location: Clearwater, FL
Posts: 2,328
We pay our credit cards off every month. My problem is depression - I find it hard to go out of the house, unless someone goes with me. Hence, I seem to buy more fabric online, which can become dangerous.....
08-20-2011, 04:19 PM
#20
Super Member
Join Date: Jul 2011
Posts: 1,515
Originally Posted by quiltstodo
I limit myself to 100.00 a month. When I go shopping I don't take credit/debit cards that way I don't over spend. And I wait for the sales and coupons. I keep the money in a separate coin purse and what I don't spend goes to next months purchases. That way I hopefully have extra by time the quilt show is here since there is always so much I want there. If I buy online I put that receipt in the coin purse and take out the money and put it toward the card I used online. Just my little game I play with myself helps to keep credit cards down also.
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