The good news is.. no, you won't have to wait till you retire to have time to sew/quilt. It just feels like that now!
When my daughter was a toddler, she too wanted to "help" me when I sat to the sewing machine. Makes me smile now, but then.. it sure was hard to concentrate with her standing in the chair behind me with her hands on my shoulders saying "faster, faster Momma!" So, I got a box and put bits and pieces of fabric, lace, etc. And would only let her play with it while I sewed. That helped some. There will be time for quilting... our children are little for such a short time.