Originally Posted by
mjhaess
There are a lot of scams out there...Someone called me yesterday and said my credit card may have been compromised and I needed to call a number right away...I hung up.....
Sometimes a call like this is real--a couple weeks ago I got a voice mail requesting I call my credit union's credit fraud division, with an 800 number. I called, and was asked if a recent charge at a travel agency was by me, and it was not. There was also a charge for $1 the same day, which the rep explained is often used as a check to see if the card number is valid. She read off a couple grocery stores purchases, which were mine, and canceled the card then and there. I asked that my replacement card be expedited since I use it often, and it was.
The important part in this conversation is that the rep gave me the information, rather than asking for information for me, which I of course would not have given.