I have a Tin Lizzie sit down model and only quilt for friends and family. When I quilt for a friend I give them tasks in my quilt room (sorting scraps, cutting, etc) while I quilt for them this way I'm working the same amount of time as they are.
I won't quilt for a business because it stresses me out too much.
I do hope that the majority of my friends will do their own quilting so I'm not held responsible for the end result..