debit card fraud

Thread Tools
 
Old 01-06-2011, 04:56 PM
  #11  
Super Member
 
tellabella's Avatar
 
Join Date: Oct 2010
Location: Toronto Canada
Posts: 1,130
Default

You can call the bank yourself right now and tell them what happened and they can tell you the last time a transactions was attempted or completed...banks do call..at least here in Canada..as we got a call at 10;30 on a Friday evening for my son...someone had withdrawn $500 from his acct and the bank, somehow, found this to be a suspicious transaction and called right away...THEY cancelled the card, then my son had to go to the bank and do paperwork and they did reverse the withdrawl...again, hope you didn't disclose any imp info to him...
tellabella is offline  
Old 01-06-2011, 04:59 PM
  #12  
Super Member
 
luvTooQuilt's Avatar
 
Join Date: Jul 2010
Location: A Hop from Heaven, a Skip from Sanity and a Jump from the Good Life....
Posts: 6,665
Default

Originally Posted by Quiltforme
Wells Fargo has a fraud department that will call if they see suspicious activity they will not ask you personal info but they will ask if you made the purchase or not.
So does American Express.. We get a call asking if we have/are traveling as there were numerous charges from 3 difference states in 24 hrs.. No other personal info is ever asked.. they gave us an 800 # to call to confirm
luvTooQuilt is offline  
Old 01-06-2011, 05:00 PM
  #13  
Super Member
 
Join Date: Mar 2009
Posts: 2,035
Default

I would call the bank that sounds funny to me.
Don't give out any of your information.
Including
address, name, account number, driver;s license, birth date.
pojo is offline  
Old 01-06-2011, 05:29 PM
  #14  
Power Poster
 
Join Date: Jul 2008
Location: Northern Indiana
Posts: 20,306
Default

My sister had this happen someone was in FL trying to buy 5,000.00 on her card- the bank declined it and called her "just to make sure she wasn't allowing this " LOL as if :shock: :shock: They canceled her card on the spot - banks are being more careful these days and the fraud departments are growing by leaps and bounds - sadly
sharon b is offline  
Old 01-06-2011, 05:47 PM
  #15  
Power Poster
 
nativetexan's Avatar
 
Join Date: Feb 2009
Location: home again, after 27 yrs!
Posts: 19,388
Default

he called you??now that is scary. hope he didn't ask you any questions . crooks do that. call your credit card company yourself now!!
i get warning emails if any large purchases are done.
nativetexan is offline  
Old 01-06-2011, 05:57 PM
  #16  
Moderator
 
Join Date: Jun 2008
Location: Camarillo, California
Posts: 35,242
Default

We've had both our Master Card and our American Express card services call us to verify purchases. I really appreciate it when they do that. They don't ask us to give them any account information, they just let us know that a suspicious charge has been made and if we are the one's making it.
Jim's Gem is offline  
Old 01-06-2011, 06:05 PM
  #17  
Super Member
 
pookie ookie's Avatar
 
Join Date: Sep 2009
Location: Trifid Nebula
Posts: 1,304
Default

I get automated calls asking to confirm purchases. Just to make sure I don't slip up someday in the future when something fraudulent calls, I always hang up on the bank that called me and call them to confirm my purchases. It's only a slight hassle to make the call myself but I hope it keeps my auto pilot under control in the future.

I have to point out that when my bank actually calls me, the caller id never clearly states it's my bank (and I have more than one). I know caller id can be faked but c'mon! say who you are already.

Hope everything works out for the OP.
pookie ookie is offline  
Old 01-06-2011, 06:39 PM
  #18  
Super Member
 
Join Date: Dec 2010
Location: Dallas area, Texas, USA
Posts: 3,042
Default

I had a call one time leaving a warning on the answering machine that we needed to call the credit card company right away to report whether certain charges were legitimate and threatening to freeze the card if we didn't call. Of course I called our bank - I know the number because we've banked there since 1974 - and it was true their fraud department had called. The problem? We both carry the credit card, and it just happened that DH bought gas in one city minutes before I bought some in another city where I was visiting our son. I kind of scoffed at the idea that a criminal would make such petty purchases if he had a chance to spend big bucks before it was caught, but the credit card guy said I'd be surprised. They will make the smaller purchase, especially gas, because it's harder to track. Most gas stations have cameras, but apparently the crooks don't worry. This happens so often that there is simply not enough manpower for police to deal with any but the very biggest thefts. We're all paying for this kind of thing in higher rates. Be thankful the banks are finding ways to notice possible fraud before it's too late.

I've learned to notify the bank when I'll be out of town so they won't get overly cautious and freeze my card because of distant legitimate transactions. Make sure to notice that they have a procedure in place to verify it's really you who is calling for this purpose.

My daughter's debit card number was recently stolen, and she was grateful to get the bank's notice promptly. It's best to not even use a debit card these days. Fraud is so common, and it can cause a lot more headaches if the money is coming out of your account, where it might make your legitimate transactions bounce before you even find out about it. Ideally, establish yourself with only two credit cards so that you can track them easily. Use one for everything and put the other away for back-up, or use one and have your spouse use the other. If possible, pay up every month to avoid interest. Definitely establish online access to your statements and check activity frequently. Once a month statements were for a more innocent time.
Rose_P is offline  
Old 01-06-2011, 06:43 PM
  #19  
Super Member
 
amandasgramma's Avatar
 
Join Date: May 2009
Location: La Pine Oregon, USA
Posts: 5,907
Default

Originally Posted by suebee
Originally Posted by amandasgramma
What bank?? Did you call the bank yourself to doublecheck??? I'm always suspicious of someone calling me...PLEASE doublecheck!!!
Yes, I agree...that scares me for sure. BTW, love your Avatar pic :)
Thanks!!! That pic got me a husband!!! LOL
amandasgramma is offline  
Old 01-06-2011, 06:45 PM
  #20  
Super Member
 
brushandthimble's Avatar
 
Join Date: Sep 2009
Location: North of Boston, MA, USA
Posts: 3,524
Default

I have had credit card company call to check if charge legit. Hadn't used the card in months, and went on a spree I think for new cloths. New activity at multiple locations raised a flag and they checked with us. Thank them for for the follow up.
brushandthimble is offline  
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
dreamer2009
General Chit-Chat (non-quilting talk)
55
02-19-2013 10:37 PM
Ditter43
General Chit-Chat (non-quilting talk)
26
03-04-2012 01:34 PM
DebsShelties
General Chit-Chat (non-quilting talk)
11
05-14-2011 04:04 PM
plainpat
General Chit-Chat (non-quilting talk)
10
01-27-2011 11:31 AM
chickadee_42us
General Chit-Chat (non-quilting talk)
16
10-31-2009 01:26 PM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



FREE Quilting Newsletter