Do you have AAA insurance?

Old 01-05-2010, 02:06 PM
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We have it but I forget about the discounts that are offered, lol. But I did use it at UPS when I was sending packages.
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Old 01-05-2010, 02:09 PM
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You need to have the plus plan for rv or motorcycle coverage.
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Old 01-05-2010, 02:34 PM
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well i just signed up and used it twice already. not for other places but for a flat tire and a dead battery two weeks later.
i always forget that i have it or AARP or any other place that says you get discounts at other companies.
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Old 01-05-2010, 02:37 PM
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Originally Posted by ButtercreamCakeArtist
Originally Posted by Piedmont Quilter
Got it. AAA with RV+. Bought it when we got our first camper. And yes, I have had to use it. Car died on me going to Dr. one day summer before last. Called AAA, tow truck came and took it to my mechanic. All n/c because I had not used up my mileage. Have also gotten AAA discounts on some of our camping rates.
So, if you have an RV, you need a different plan than the "any vehicle you drive or any vechicle you are riding in"? We have a motor home.
Do you have a certain amount of mileage they cover you for?
Since you have a Motorhome it is probably considered a vehicle. We have a travel trailer. Check with AAA and they can tell you. I would definately have it if we traveled a lot in a motorhome.
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Old 01-05-2010, 02:44 PM
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By AAA "insurance" it sounds like you're talking about their roadside assistance plan, but they have insurance, too.

I've had both. I've used the roadside assistance for towing a few times over the years, once after a car accident, a couple of times for flats. (My tires seem to attract nails.)

They send you a magazine every month or so, with driving tips, travel articles, ads for their products and so on.

I used their discount on a rental car once.

I've gotten their free maps and US travel guides and have used their hotel discounts many times (though AAA discounts don't usually get you the best hotel rates if you're a real bargain hunter).

I've gotten discounts on the admission cost of a few tourist attractions.

I'm sure I got one or two store discounts, but most of their shopping discounts seem to be for online shopping only now. For example, you can use it for a discount on BarnesandNoble.com, but not at their bookstores.

And, as I said, I had their car insurance for a few years. They gave me the best deal when I lived in NJ, but not when I moved to PA.

A couple of things to be aware of:
1. Not all AAAs are equal, though they try to be. They are regional, and what your membership fee covers may be different.
2. The most basic membership gives you a tow for a distance of only 3 miles, I believe. (Again, this may vary by region.) For a higher rate, they'll cover towing up to 100 miles. I only just learned that you only get 3 tows a year. I'd never heard of that before. Not that I need a tow that often, but what if I did? I was very unhappy to learn that.
3. Speaking of car insurance, your car insurance policy may offer towing, at least, after accidents. MY policy does. So check and then decide whether to add on AAA. (I still get it every year.)
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Old 01-05-2010, 02:55 PM
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I have had it for about 15 years, and know I've gotten my moneys worth with jump starts, flat tires, keys locked inside, and tows. Fortunately they weren't always my car! But knowing it's there when I need it is a great feeling. Also have used the discounts offered by merchants, but there are less and less of those every year. If you use it when booking motels, you will usually get a better rate than any other discount out there.
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Old 01-05-2010, 03:06 PM
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:oops: Yes, Lisanne, I meant the roadside assistance, not the insurance. We are quite happy with the insurance company we have. We do have towing. I was thinking it would be great to have it in someone else's vehicle, and some of the other benefits.
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Old 01-05-2010, 03:26 PM
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I don't have their insurance but do use their roadside services.
We had several years where we maxed out the towing limits. We now have the plus service with more tows and 100 miles. We love to use their maps and "Triptiks" when we travel.
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Old 01-05-2010, 04:53 PM
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Jim's Gem, I have the plus service, and I was told it just buys a farther tow, not more of them per year. Still only 3/year, at least in the mid-atlantic region. :?

Buttercream & all, I just want to say that when I wrote "MY insurance does" in my previous post, that "MY" was a typo. I wasn't trying to emphasize or shout it at all. Shoulda been "My." Looks terrible, like I was trying to say "Mine does and if yours doesn't, then nyah, nyah, nyah." :oops:

Marjpf, I totally love your beagle's warrior getup!
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Old 01-05-2010, 08:55 PM
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I have my Hot Rod insured through AAA. Nobody I could find at the time would insure it because it was not completed and driving yet and I wanted to go ahead and put insurance on it. I have full coverage for a 1951 Ford that is a 50's custom and its only $325 a year with no mileage restrictions. Come to find out Progressive is the insurer and when I originally called them they told me they didnt insure a car that old.

Billy
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