N F K. ---- Not for kids

D S O

DSO------donated some ornaments

NAM

NAM ----- notions are many

VGI

VGI---- Vary Gathers Inside --- YME

YME-----you made eggnog

NOG

NOG ---- Nice Old Grandma ---- WVU

NOG. Nifty outdoor games

RHD

Use Mary's as hers was first ---- WVU ----- West Virginia University -- Is there one?? I don't know. Will use cjs letters

RHD

Yes, there is West Virginia University:)

RHD —Richard Hugs Dinosaurs

ABC

A B C ——- American Boat Club

T K P