I pay it all on line. I also keep all of my statements on line. Each month I get an email telling me my bill is ready to view. I dont' have things going thru the mail for people to steal and I don't have to worry about the mail losing my payments. I can preschedule a payment to go along with my paycheck so that I don't have to worry about forgetting or if I'm on vacation. I like being able to check each bill to make sure all is well and to check my bank to make sure all as cleared. I also use debit instead of credit when I can; debit means it comes out of your account right then and credit can take a few days to clear. Paying it all online makes my life so much easier.

If you paid the bills online and didn't have to buy stamps, think how much more money you would have for fabric!!

Some I pay on their direct website, the ones that do not have sites I have the bank send out a check.

Online Bill Paying
 

I have been paying my bills online for years, as soon as it was available at my credit union. It is so much easier and since my credit union guarantees delivery I know they have been paid. I also do a lot of direct drafts for our mortgage payment, insurance, utilities, cable, etc. I have it set up in my Quicken program to automatically deduct the payment in my register on the day it is due so that when it is paid from my bank account it is also recorded in my register in my Quicken program. I also back up this information to a flash drive every few days.

I pay bills via bill pay at my local credit union. I have been doing this for 10 years. It is so easy. I foresee the post office fading away. Other companies can deliver packages more efficiently and quicker than them.

Totally online - utility bills on autopay, they take straight out of checking acct. I use paypal for most online purchases. Can also tell bank who, when and how much to pay and they do everything. Haven't had paper check book in years.

I have paid every bill possible online for many years and love the convenience. Only a few are automatic payments, and for the rest, when the bill arrives I go to the computer and set up the payment for the date I want and write on the bill when it's to be paid, how much and the confirmation number. It's ready to file immediately. Some arrive by email, and are handled similarly. I feel, if anything, more in control than I did when I was relying on mail service, and it saves gas, stamps and trees, not to mention my most precious commodity: time. I have managed our family finances since I got married 40 years ago, and would say that the Internet makes it ever so much easier than it used to be. I love being able to verify balances and payments whenever I feel like it.

DH pays the household bills. He makes the money so he needs to see where it goes and besides I don't want to do it. He pays all accounts six months at a time. We always have a credit on our cards, utilities and insurance. That makes it so easy. When the credit gets low he pay it up again. It actually saves us a lot of money paying bills this way and so much less headache every month. If something happens to one of us, no bill paying worries for a few months. A few years ago he bought a laptop, went to the bank and left knowing everything he needed to know how to do it and do it safely. We still have to have written checks though. My guild and his hunting club takes cash or checks only. LOL.

i pay all my bills online, this way i know they are paid and recieved, it is so nice to nothave to sit and write out checks or have to go to post office as often to buy stamps!

As long as a postal carrier comes to mail box, 50 cents is O.K. with us. We paid the bills the day they come in, and say a
thank you prayer that we are fortunate enough to be able to. When we made 70 yrs & older and are able to stay in our
own home, with fairly good health, we have a lot to be greatfull for. They tell me after we are 80 yrs or more, the postal
service will bring the mail to the door. For us there is nothing like seeing the amount of money you have in the check book
and know how much you can spend, at any given time.

Maybe re-think that
 

Your bank is already on-line therefore so are your accounts. Weather you access them or not. Mi SIL had the same thoughts as you & she was shocked to find that her accounts were on-line already.

Anyone not having Life Loc or other identity theft protection regardless if you pay online or all in cash is vulnerable to identity theft. Young children with a SSN are at a high risk of ID theft. A whole new ID using a child's SSN is becoming a bigger problem then most realize. The child turns 18 and finds he/she is in debt with bad credit. The thief is safe for many years before the ID theft is discovered. You can buy ID protection for your children usually for $10 a year if you have the protection for yourself and spouse. Credit Card ID protection safeguards doesn't include your child ID.

when business ask me to pay online, I remind them how messed up the internet got when the net went crazy for three days and it took me fourteen hours to download a two minuet program. For three days no one could pay a bill. besides its very easy for companies to deleat information, and claim you didn't pay. copies of moneyorders and checks are firm documentation against such practices.

I guess my resistance to paying online is because we're in the same age group as you, I'm 76 and DH turns 78 next month, and we live on a fixed income. I like feeling in control of our money and paying bills each month, also helps me keep track of what bills are going up and gives me the opportunity to look for better prices. Ex: Anytime we get an offer from a trash collector for lower priced pickup services we contact our supplier and they give us a discount to stay with them. Younger people with more flexible income may go for the convenience and time saving of online payments but most of us older folks don't have those options.

DH and I are in our 70's. We pay bills on line because
1. it is easier
2. You see instantly that it is paid, how much is left in your account
3. You see instantly what you paid and when last month
4. You get an instant print out of the bills paid with percentages to each payor,and each catagory of bill
5. You get a copy of the check when it is received
6. No payment is sent until you authorize it

It is like have having your bank account summary/receipt received each day of the month instead of once a month. It is more detailed than your checkbook. You can still keep your checkbook up to date if you want.

We pay all our bills by check via USPS. The decision to never use online bill paying when it first came available. We just couldn't bring ourselves to put all of our financial information on the internet. Two months ago our computers were hacked. They stole all our info - even our email contacts - everything. We are so thankful we have not paid online. BTW, the postal service only raised the price of a stamp by a penny - 1 cent. If you could see what they do for us for that $.45, you would be amazed.

I have been using my bank's online bill pay for years. Still get the paper statements in the mail but love that I can schedule the bills to be paid in advance if we are out of town. Years and years ago I arranged to have all my bills due on the 1st or 15th. The ones that needed to be slid one way or another were happy to do so with no charges incurred. So that way I only have to sit down twice a month and spend no more than 10 minutes on the job. If a bill needs to be paid by check because they are not in the bank's electronic system the bank sends them a check at no charge to me! I have never had any trouble with the bank's system, never a late payment and can pay my bills from anywhere. The best part is that it is free! Never been happier!

I pay two regular bills by handing the check over. One I pay on line. 5 are paid by automatic withdrawals. Taxes I pay by mail. I always check every statement, whether on line or on paper......Now if I could only get the DH to help with the PLANNING.

Every person you send a paper check to has access to your checking account (routing number and account number). When you send it to a business you have no idea who is looking at it and copying those numbers.

People are even stealing paper checks out of the mail, then they can "bleach" the info you have written off the check and substitute their own info. Your $12.00 check to the phone company becomes a $1200 check to Cash.

There are dangers both ways, through the mail and online. What I like is my main online bank, instead of typing in your password, you click numbers on a key pad. Then if you have a keystroke logger on your computer, the bad guys still don't know what your password is.

I have been paying my bills on line for a few years now, snail mail to too slow for me, unfortunately, the only checks I write out are to doctors!

I pay as many bills as I can by computer. Makes it so easy. I have one that I have to mail. Keep hoping they will go electronic someday.

I pay some bills online with a credit card. Some of the other bills charge for paying online -- they use a third party business that handles it for them, so I would have to pay an extra fee. I don't direct debit my account; that just scares me -- too many horror stories around.

See if your bank has a bill pay service where they will mail out a paper check for you. Mine does that, it is great.

I pay most of my bills by automatic deductions from my checking account. Loans, car and house payments and utility bills are all paid this way. Others like credit cards I can pay by going directly to their website and paying with an online account or PayPal. I use the USPS for all my packaging needs and am able to save on gas since it is within walking distance from my home. I am sure that in time we will loose our post office and will have to drive to the next county with a larger town and it may be a bit of an inconvenience but as long as we can still order package pickup and postage stamps online I think it will be fairly easy to adjust to.

The internet is the reason the post office is failing. But in the 1970's we all screamed for new ways to save the trees. That done, I am glad for the changes!

I always prefer to pay my bills online. I find it safer and time saving.