If you use Bill Me Later
 

Be very very careful. I put a few purchases on it and was told by customer service, over the phone, that I did not have to make any payments until next April. But because I heard bad things about them on the Paypal forum, I decided to check my account. I had a payment due in 2 days!! If I had missed it there would have been a $35 late fee. (on a $17 balance).
I called CS again and heard some convoluted story about how I did have that promotion on the account but it did not apply to those purchases. What??!! So I hung up, paid it off, and will NEVER, NEVER use this company again.
You have to watch your back all the time when it comes to your finances.

I did the same thing! I accidentally hit that option when paying for something - wondering why I had to fill out all that information again....thought it was part of paypal...I immediately got a bill...so I paid it and closed the account.

It isn't part of PayPal?

I thought it was - - - -

Thanks for the alert!

It goes through PP, I think, but it is a separate company.

Thank you for the heads up! I personally do not use any type of credit what-so-ever myself. But I do know some who do and I will forward this information to them, it is greatly appreciated!

So what are the names of these unscrupulous companies?

I never use those Bill Me Later things, basically I can be absent minded on a good day (can't find my eye glasses, forget why I went into another room) so knowing me I'd probably forget about that too lol but your right to always check things.

Case in point different matter but my DH god bless his soul wanted to be helpful and pay some bills that came in without me looking through them. So our cable bill came in, everything in the house is on one bill, internet, cable and phone. He didn't blink just paid it. I asked why it was so high, he didn't know.

Somehow his cell phone was being billed for 1-866 trivia games it's on the last page he had $170 for this service which the never signed up for, thats another one you all should check. When we called CS there's a recording if your calling about billing to your phone from a third party we can't do anything about it you need to deal with them directly for a refund. Good luck at calling a 1-866 number that's one way outbound calls only. He works in IT security, bank fraud, etc he never gives his number out for anything. We shred any papers in the house with account #s, etc I even shred my prescription drug fact sheets if it goes to the curb people can open up your life and trash it pretty quick. In the end we had to get the wireless company to issue him a new phone number.

another thing, when you sign up for something online, be very careful about giving out your phone number. There are services that will bill themselves to your phone bill and they are very sneaky about it.

Thank you for this information .

I could of known about this earlier this month, I got caught when it said 2 week trial catch from the time you ordered ,not the time you get it. So you actually get a 11 day trial and they would not give me a refund. It went through a billing company. The guy told me I don't know how anyone can misunderstand that. It's pretty plain. I don't think they heard the last of me yet it was alot of money.

Thank you for this info.

My DH got on line & was checking our credit score. Don't know why he did this as we owe no one, home, car,trucks everything is pd for. On his chg card the next billing were charges for $1.00 & $29.95. Had him call & it was for the FREE credit check. He had signed up for a yr @ $29.95 per month to be able to check his credit. What a scam. They would only refund the $1.00. I have such a time with him on that computer. He is always signing up for free stuff & going into sites that we get tons of email. I had gotten him his own lap top last yr for Xmas, now I wish I hadn't. I am going to have to go in & lock him out of alot of sites. He is worse then a kid on this thing.

Yes, it is awful! once burned, twice cautious ... they should be reported.

This is just one of many reasons I love this board. I haven't used this option but Now I never will.
Thank you so very much.

I had not signed up for nor approved a Bill Me Later account and yet I rec'd an email that I had a payment due. I found PayPal's customer service number, called, and had quite a time getting them to cancel Bill... Now if I use PayPal, it goes on my card immediately.

I definitely agree! I have not used it and now, won't! Thanks to all from me also!

Well worth repeating that "Freecreditreport.com" is NOT FREE. (the one with the ads on TV). If you want the free credit scores that you are entitled to once a year, go to "annualcreditreport.com". This allows you to get a free copy from the three credit unions. Request one every 4 months for good coverage throughout the year.

Bill Me Later
 

A lot of companies are very "shifty". I just recently got took by a service I had been using for several months on the promise that I would be billed $37 every 6 months. When I checked my bank statement they had charged me $91, I called they told me I misunderstood their sales rep, the $37 was only for the first 6 months. I was very upset. They did not explain to me that it would be more at the end of 6 months. You really have to be careful they have slick ways of deceiving you.

What other options are there besides Paypal? I always send a cashiers check when I buy something online from a dealer such as for parts and supplies for my machines - but what to do if I decide to sell something online?