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This is the reason why I REFUSE TO GIVE PAYPAL MY BANK ACCOUNT NUMBER. After you charge an accumulated total of $5,000, PayPal will no longer allow you to use your account tied to a credit card. You HAVE TO give them a bank account number. You can still use your credit card to charge, but they have to have your bank account number.
I had to stop using Paypal since I had purchased several sewing machines on my account. They sent me an email asking why I was no longer using PayPal, I told them about their policy and the guy said, yes, that is correct. I said, Then you will never have me as a user. He said that they do that for their protection on large purchases, so they can debit your bank account if the credit card fails. I told him again, if you do not change your policy I will never use them. He said I could "load" my Paypal account with cash and use it that way. I told him he wa crazy, why would I give them cash to use while I wasn't drawing down on it with purchases. He couldn't answer. Diana in TX |
Originally Posted by LindaR
(Post 5862632)
I always use a card with very low balance just for online shopping, they won't get far with mine
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Originally Posted by Krystyna
(Post 5862745)
I had a similar experience a while ago with Paypal. Not sure how it happened, but someone in another state charged a bunch of computer equipment and had it sent to their address just tacking my last name onto it! Also about $1500. The only way I discovered it was that a vendor that I make regular purchases from told me that she charged me something by mistake. So I went to look through the account and was shocked to see these charges. Paypal was dragging their feet until I pressed them to tell me who made the charge, for what and where it was shipped. I then called the local police department to file charges. When I got back to Paypal and told them I had filed a police report, they released the funds immediately. Sad to say, once I told that to the police, they didn't press charges against the person.
let's see if I can make this clear to everyone. the site I happened to be buying from were ACCUQUILT and Fabric Depot. I am very sure there sites are super protected !! stuff happens...it's life !! |
I had much rather go from one to the other. I was asked the other day which I preferred and said I always wanted to have to log in and out of Paypal. Sorry, but I don't remember what I was paying for at the time.
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another thing going on with PayPal is false notices of transactions. My DH travels and I check out our cc's on line almost every day. I have been notified of activities on accounts that are false. They have a line source in the message to log in-NEVER DO THIS!!!! Open a new page or browser and TYPE in the url YOU know for the proper site. They nasties are getting more clever and we need to be on our toes. I have reduced my cards to 2 and pay at the end of the month. I still get hacked. I run Norton and I still have problems. It is the reason I check my card daily. It seems that once there is a problem then it happens again. Thank goodness that Amazon/Visa and American Express are reasonable companies to deal with. PayPal also seems to respond well.
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What I did was go to my bank and open an account that has a debit card with the visa logo on it. I only use that card on the internet, and only transfer money into it when I want to make a purchase through paypal, or any other on line place. This way, even if it does get hacked, there would never be more than 2 or 3 dollars in that account, unless someone managed to hack it at the exact moment I'm making a purchase.
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Originally Posted by Pollytink
(Post 5861961)
I noticed some time ago that, when I bought something on ebay and pd thru PP, it appeared there was no logout from the ebay/PP transaction. I went into PP and was still logged in. So I've started going to PP right after I do the ebay transaction and log out. I didn't know it was supposed to time out and would be afraid to give it a chance to do so. I'd think ebay would set it up so that when the transaction was finished, you'd be automatically logged out of PP.
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Paypal is really good to catch fraudulent activity on your acct... and if any does get through, they will take care of it promptly. They are very safe to use.
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My oh my, glad to know that.. will watch from now on, passed it on to family and friends
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My PayPal account will time out though I've never checked out in how many minutes. I also use a credit card with a minium balance which I pay in full each month.
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