There was some talk on here about a credit card being safer than a debit card. Mostly because a CC will stop payment etc,but debit card won't.
We've used a debit card for over 20yrs with no problem, but just to be safe,did talk to a bank officer about it. He said our Visa debit card is treated just like any CC by Visa.Same safety etc. Just wanted to let others know that.It's easy to check, a ph call will do it. |
I honestly have no idea, I use a credit card or paypal for everthing. :-)
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I feel safer with a credit or paypal. Don't want someone having access to my bank account!
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Why would they have more acsess to a debit Visa card, than to a CC ? Thanks...another ? for the bank.
Originally Posted by Japonica
I feel safer with a credit or paypal. Don't want someone having access to my bank account!
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Originally Posted by plainpat
There was some talk on here about a credit card being safer than a debit card. Mostly because a CC will stop payment etc,but debit card won't.
We've used a debit card for over 20yrs with no problem, but just to be safe,did talk to a bank officer about it. He said our Visa debit card is treated just like any CC by Visa.Same safety etc. Just wanted to let others know that.It's easy to check, a ph call will do it. |
Originally Posted by Tcharlie
Originally Posted by plainpat
There was some talk on here about a credit card being safer than a debit card. Mostly because a CC will stop payment etc,but debit card won't.
We've used a debit card for over 20yrs with no problem, but just to be safe,did talk to a bank officer about it. He said our Visa debit card is treated just like any CC by Visa.Same safety etc. Just wanted to let others know that.It's easy to check, a ph call will do it. We just use Amex.. They handle the situation quickly and hassle-free.. |
Originally Posted by Tcharlie
Originally Posted by plainpat
There was some talk on here about a credit card being safer than a debit card. Mostly because a CC will stop payment etc,but debit card won't.
We've used a debit card for over 20yrs with no problem, but just to be safe,did talk to a bank officer about it. He said our Visa debit card is treated just like any CC by Visa.Same safety etc. Just wanted to let others know that.It's easy to check, a ph call will do it. |
Originally Posted by Tcharlie
Originally Posted by plainpat
There was some talk on here about a credit card being safer than a debit card. Mostly because a CC will stop payment etc,but debit card won't.
We've used a debit card for over 20yrs with no problem, but just to be safe,did talk to a bank officer about it. He said our Visa debit card is treated just like any CC by Visa.Same safety etc. Just wanted to let others know that.It's easy to check, a ph call will do it. You wand the debit card to have a Visa or MasterCard logo on it, so it is treated as a credit card for these purposes. A plain debit card does not have as much protection :wink: :D:D:D |
I use my debit card as a credit card. It's safer that way and Mastercard pays the charges, not the credit union, which helps keep credit union fees down. I've never had it refused as a credit card.
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I don't have a debit card. Makes my money harder to spend.
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