I just love to buy fabric.....sometimes I just love owning it and hate to cut into some because it makes me happy to look at it. Is this a sickness or what???

Margie

Yes, it's a sickness.....a LOT of us have it, apparently. It's the one sickness I'm not sorry to have!!!!

:mrgreen:

Not to be a party pooper but have you considered putting that extra money towards the loan principal so you can pay off your mortgage sooner? I just refinanced and the money I'm saving is being automatically put towards the principal. That way, I'm hoping I won't have mortgage payment in my 70's!

Glad you have extra $$$. Hard to come by, these days.

Yes, we had thought of that. We have 20 yrs left, would save $2600. total in interest and 4 yrs on the contract. However, if I can get fabric, make quilts and sell them.......or use them as gifts for our 11 grandchildren and 5 children, I think we'd be ahead....:-D

Glad you considered it. I forget exactly how many years I'll save on mine but the sooner the better is my philosophy! Can't wait to get rid of a mortgage payment and to own the house.

:thumbup:

Actually we already toss in extra $$ every year....usually any tax refunds or $$ from government. I also have a checking account that rounds up the $$ spent and pops the extra into savings....those $ at the end of the year go toward the mortgage. I, too, want to be rid of the mortgage payment!

As the kids say "Most excellent!"

My home is paid off. But thanks for the financial advice

Would be nice to have a home paid off. My late DH cancelled the mortgage insurance and his life insurance.......before he died (of course - can't do it after!!!!). Left me in quite a bind....I'm fortunate to HAVE a house!!!