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Good for you! I am also using up my stash as I kept buying and buying and saying when I retire I will sew more. I took an early retirement 6 years ago and have hardly made a dent in my stash!
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Originally Posted by deedum
I decided to put myself on a monthly budget! Somebody had to! I was getting out of control :) Imagine that! Just wondering if anyone else is on a budget and what tips can you share?
I decided to put x amount of cash in a envelope and write on the envelope each time I make a purchase. When I run out of money for the month then I am done! Deedum, there's a web site that you might like...http://www.daveramsey.com He's all about staying or getting out of debt and how to do a budget...my hubby and I have lived this plan for more than 20 years...it works!!! Gives me more cash to spend on my hobbies!!! |
What we retirees have left after paying bills, then that is all there is to live on. My soc.sec. checks will start in June and I bet I have mentally spent that first check 3 times! I heard our LQS was having a sale on the Asian panels I love so I stopped on the way home and bought a few more to add to the pile I already have. She did have some fabric for $10.15/yd and I had purchased the same fabric on sale at Connecting Threads for $2.96/yd. At those prices I can't afford to help her stay open.
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i am starting a new budget a lot tighter now that every thing has rose it prices i can not beleve i went to the market like i do every sunday and to be floor flattened i spent way more on food then i ever did before and on pretty much the same thing every week OMG what is this country comming to sorry i just had to vent i am so mad at this...
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I allow myself X number of dollars a month for "quilt stuff". When I reach that, nothing till the next month. Usually have $$ left over and that goes into a stash for when I go to a large quilt show where vendors abound and temptation reins. Last year when I went to Des Moines AQS show I had over $400 in my "mad money". Must admit I put a healthy dent in it at the show, but oh my, what fun I have had with the things I bought.
I also throw change into a jar each time I shop, amazing how much that adds up in a years time. |
I'm pretty careful what I spend because I can't work any longer. Was put out on disability 2 yrs ago. then I found cancer & all that costs. I'm blessed with some wonderful friends & have been given quite a bit of lovely fabric scraps I've been using. I only buy if I need something special. I use coupons & shop e-bay for great bargains & intend to go to a few local thrift shops soon too. I have done well so far & have lots of ideas to use my stash this year.
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I never have enough left in the winter to be on a budget. I usually just don't buy unless I have a little saved.
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You don't want to know what a tight budget I am on.
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i have 0.00 for quilting right now.. even if i did spend 30.00 @ joannes on the way home... it was muslin with the coupon and i was out...
anyway.. i am going to the north carolina quilters symposium in june... so all my quilting & garden budget are going to that... can't wait!! |
I am kinda on a budget, until I become weak. Kinda like my diet.
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