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Deborah12687 08-17-2011 05:13 AM

We had a real heavy storm go thru here in Minnesota years ago and all my fabric was in the basement. I had 2 ft of water in the basement. The ajuster told me the fabric can be washed and they gave us a good amount of money to wash and dry all of it plus labor.

Wunder-Mar 08-17-2011 06:42 AM


Originally Posted by PaperPrincess
Check with your agent/adjuster. Often they will want a detailed list, in which case you would have to record each piece of fabric and yardage. You may be able to just do one bin, then supply photos of the others. I would go with current yardage prices. again, before spending a lot of time, check with your insurance company.

We went through something similar here in Florida - USAA accepted and paid on my estimates. In your case, I'd say, "QTY (8) 58-quart storage containers 100% cotton fabric x ___ yards per container x $10.50 per yard = $$$$"

I'd eyeball estimate the yardage by taking one empty container down to the local JoAnn fabrics and fill the container 1/4 full of EITHER fat quarters or fat folded remnant with the yardage already measured ... the multiply the yardage by 4 (then put the fabric back!!!)

Hope this helps - I am so very sorry to hear of your flood woes. I'll be thinking of you and your family - love to you all!

GrannieAnnie 08-17-2011 06:45 AM


Originally Posted by oneteappot
We have just went through a flood in our neighborhood this past month. I lost way too much fabric. There were at least 8, 58 quart containers that were FULL of fabric--new, washed and in 1, 2 and 3 yard lengths. For insurance purposes we can claim it but I have no idea on how much was in the containers and then there is the prices of the yardage. Any idea on how to figure it out? I don't buy inexpensive fabric.
We lost so much, everything in the basement and our cars but are just thankful that no one in the neighborhood died or was hurt. It could have been so much worse! And I am very thankful that my sewing machines were upstairs!!!
Laurel

Get a container the same size and fill with some cheap material. I do know the containers I use hold yards and yards

Lady Diana 08-17-2011 07:08 AM

If you have fabric that was upstairs, or buy new fabric, Stack some fabric on a table (ten yards), measure the sq. inches of that stack, then get the sq. inch of the container. Divide the container Sq. inch by the fabric stack sq. inch number.
If your stack has ten yards...then 10 times $12 per yard -= $120, times the number of stacks that can fit in the container. Hope this is clear.
D in TX

Tinabug 08-17-2011 07:47 AM

This is a great idea. Then price it out at $12 a yard. Remember the shipping costs.


Originally Posted by dunster
If you have a quilting friend, take one of the 58 quart containers to her house and fill it full of her fabric. No, don't take it home (LOL) but measure how much you were able to cram in there, and that's your answer. You and your friend will have fun doing it, too.


nhnative 08-17-2011 07:49 AM

So sorry you lost so much. I'm in Cuyahoga Falls and was lucky not to get much rain. It seems everytime it rains here it floods. Even last week it rained once and some roads were closed. Usually in the National Park. What part do you live in?
Pat

Iamquilter 08-17-2011 07:49 AM

I know what you are going through, but your situation is worse than what ours was. Several years ago we were gone over the labor day weekend and when we came home our house was flooded. Our upstairs toilet tank had cracked and water was running out, don't know if it was for all the days we were gone but anyway, The whole upstairs was flooded and water running down the steps into the basement and an 1 1/2 of water all over. I was able to selvedge some of the fabric, but now everything is in tubs and off of the floor and the water gets shut off every week we leave. We also put a stainless steel wrap or shield hose on our wash machine to prevent that hose from breaking. Hope you get as much compsenation for all your fabric you lost.

Peckish 08-17-2011 08:08 AM

I don't think the weighing thing will work very well, if the damaged fabrics are still wet they will weigh a lot more. I think filling the tubs with fabric, then measuring the fabric, is probably your best bet.

quiltwitty 08-17-2011 08:12 AM

Do you still have any of the containers? If so, empty 1 & photograph it. Then photo all of the other containers, leaving them full. Your insurance adjuster will appreciate having those photos. To calculate the # of yards, fold a 1 yard piece the size of the bottom of the container & measure how high it is. Then divide that # by the height of the 1 yard piece. That's your yardage! Remember to add sales tax to the cost & use an average per yard of about $12.50. That's from a retired property adjuster.

natalieg 08-17-2011 08:18 AM

Having just gone through basement and storage unit flooding and roof replacement at the same time, I found out that most policies cover with depreciation and will issue a depreciation check if the items are replaced. Not all policies are this way, but some are. Our adjustors here tell us the replacement cost at todays values. That is their jobs to research it with our policy.

Sorry you have to go through this.


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