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Quote:

Originally Posted by Mickey1 (Post 4862565)

First thing I noticed in the living room picture was the quilt. Hope you didn't have to repair it too! Thanks for the good advice.

The quilt was not salvageable. It was shredded, saturated with oil and gas, and partially burnt. I had 11 framed cross stitch items - only two were salvageable. And I lost the custom draperies on my front window and the two quilts on the couches. I still had the two quilts that were on the couches - I just haven't been in a position emotionally to tackle their repairs. I don't know if I ever will.

Quote:

Originally Posted by taciage (Post 4866782)

I have a question. I was told recently that unless your quilt has been appraised, it is treated like a "blanket" by insurance claim adjusters. Did you find that to be your experience?

State Farm was fabulous with the recovery. The three quilts were only covered as manufactured quilts. The prices were determined on the fair market value for quilts from places like JCPenney, etc.

I have found out that since I also take pictures of them when we do the inventories, and list them on the inventory, and because I have quilting machines, supplies, etc., the agent said that the valuation would be handled differently. She did say that if I have a quilt appraised it would be covered at that cost. I have had three quilts appraised because they won ribbons in various competitions.

Luckily I haven't had to find out about then new price information. :)

I am so glad no one was hurt or killed. What a fright! Thank you for your tip.

Quote:

Originally Posted by jrhboxers (Post 4867649)

When our event happened - I don't like to call it an accident because he chose to drive - I was closing down the house for the evening. DH and DS were in bed with our younger Boxer and a foster. Our old girl and I were in the living room listening to the news to find out the weather for the next day. Suddenly I heard the truck coming, look up and saw headlights heading right for me. He took out 2 of the crabapple trees in our front yard and brought them with him. (You can see them in the pictures after the truck was pulled.)

The only reason that I survived is that the slab of the front porch straightened his front wheels and made him come in straight instead of at the original angle. So I ended up under the engine of the truck rather than under the tire. The sheriff figured out that he was traveling about 52mph when he hit the porch. The EMTs could not get me out from under the truck until a tow truck came and moved it. I had a partial fracture of my right hip socket, obviously a dislocated hip and 2nd/3rd degree burns on my right hip and thigh. Compared to what it could have been, I was blessed.

When the driver was arrested, it was discovered that he had been convicted of 8 previous DWIs. AND he was out of jail with 10 hours while I was hospitalized for 20 days.

My husband being somewhat of an SOB sometimes, sends the driver a birthday card every year and includes a copy of the picture showing the tailgate in my front window. But it probably hasn't help. He will only quit when he dies. Hopefully, he doesn't take someone with him.

I love what your husband does. Sorry I would have to include a list of hospital bills etc and tell him to think about them every time he lifted a drink to his mouth. If I had time I am sure I could come up with other "sob" stuff to do.

Quote:

Originally Posted by Crqltr (Post 4862314)

I looked at the pictures..un real. But I think one was missing..the picture of you with yor hands around his neck would have been appropriate!

I agree. You didn't mention, but did you also have extensive injuries? I just can't imagine what kind of H#$% that was for you. Glad to know you have survived and are able to help others not have to go through what you did. Thank you for sharing.

Oh, I just read the other post. Wow, under the motor? yes that is better than a tire. I understand why it may never be something you can face to repair those quilts. Too many memories in them.

Thank you for your advice. I need to look into our notes.

Another idea is to have all important documents, negatives/ cd's, lists of personal property , etc etc. In a safe deposit box. The small annual fee is more than worth it to know that everything is 'backed up' and in a secure location.

Thanks for the advise. Although I know I should do it, I haven't. But it is now on my to do list.

Thanks so much for the information. I am so sorry you had to go through such an experience but I will definitely learn from it and start documenting things in my house.