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Thanks Sadiemae. You are right. My spelling leaves a lot to be desired. I would never make it on Wheel of Fortune!!
Sue |
Originally Posted by crashnquilt
(Post 4689615)
IMO your first step is to talk with your home owners insurance agent. You need to determine how much liability is on you. Also, you need to make sure that the cost of your machine is also covered by your insurance. Most policies have a cap on the cost for replacing items. I have an additional rider on my policy to cover my machines.
When I was in the plans for opening a store, this is an issue I had to research because I was considering renting longarm and domestic machines at my business. Now my research is for the state of Missouri so you will want to research for your state. Also, some of my information is from an attorney. Per the attorney; If a rentee does damage your machine don't even think you can get the rentee to pay for the repairs. That comes down to way too much they said/I said and most judges will rule in favor of the rentee because it is "implied" the owner is willing to cover the damages. Per the insurance agent; If the rentee becomes injured while renting the machine, the owner is liable for any and all medical expenses incurred by that injury. I know you say it is your friends wanting to rent the machine BUT when it comes to an injury, experience is speaking here, friendship will quickly come to an end. Injuries can be: needle breaking and flying into an eye (yep this does happen), sewing thru a finger (done this twice myself), falling while running the machine (tripping over one's feet comes to mind), getting an electric shock from the machine (I've not had this happen but have heard of it happening), and this list can be forever endless. As my agent said to me, "Even if you think something will never happen is just the time it WILL happen." There are certain things you can do for protection of others but you really can't cover them all. Then in addition to all of this, you can still have several problems; you have a quilt you need to get done as a gift and someone else is using the machine, someone is working on a quilt and you have an emergency come up, and once again this list can become endless. IMO, if you really want to keep the friendships, DON'T RENT YOUR MACHINE. That is just a disaster looking for a place to happen. |
one that i have heard of locally charges 20 an hour to use it and its a 4 hour class to learn how to use it i'm not sure of that price
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the LQS that closed down used to rent time on the longarm. it was 100 for the class and then 15 an hour for the rental.
i would never rent time on my machine. i have too much money invested and its a critical piece of equipment in my business and i don't want someone to break it. most likely they would fight me on paying for the repairs and i don't want the down time of having to repair the machine because of some one else. |
Originally Posted by susie-susie-susie
(Post 4691152)
Thanks Sadiemae. You are right. My spelling leaves a lot to be desired. I would never make it on Wheel of Fortune!!
Sue |
I cannot see myself letting anyone use my LA machine....that is, if i had one...
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I would be leery on letting someone use my machine. I look at it this way, if they don't have the money to fix it, I have to. I don't want to have to deal with the problems if something gets damaged.
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not a chance, timing, tension, putting a hole in their quilt because not used to moving and stitching, losing my hundreds of dollars in accessories or just not putting them away...tidying up after them...
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I had to take a class from the Gammill longarm dealer. It was $100.00 plus the cost of batting for the quilt I brought for the lesson. It took me all day (9-6) with an hour and a half for lunch and we did a custom quilt pattern. It was definitely
worth the money. She told me I could rent a machine for 12.00 an hour. I was lucky as a fellow quilter in my home town offered me the same deal. (The longarm dealer was 2 hrs from me). It took me 15 hours to do my quilt at my friend's. She was there the whole time and we worked together in putting the quilt on the longarm. I picked a simple edge to edge design for this quilt. I was very satisfied. I've reserved her machine next Monday and Tuesday for another quilt. I like being involved in every aspect of the quilt. I have only been piecing and quilting for 18 months but I feel renting time on the longarm makes the quilt seem more my creation. |
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