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Thread: You're right dear, I only have $100 worth of fabric...hah!

  1. #176
    Super Member jetnica's Avatar
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    Quote Originally Posted by sandpat
    LOL...well, at least your room is clean!
    Very true -- i cleaned and organized for about 4 hours today -- no sewing, but i feel better about going back there.

    too bad tomorrow is planned out with errands and such. :(

    at least i'll be ready to sew this weekend!

  2. #177
    Junior Member CraftyGardenMom's Avatar
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    Jessica, your quilt room is gorgeous!!!

    So glad to see many of you are in the process (or seriously considering) of making sure your quilt supplies are covered. I later called back and added the sewing machine and other supply values plus approx. value of my quilts.

    Our agent called me back on Friday and said, "The only person in the office who believed me when I told them how much quilt stuff you had was our office manager....she's a jewelry crafter!" :lol:

  3. #178
    Super Member jdavis's Avatar
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    Too funny!
    But I would be more concerned with having sufficient coverage on your quilts. You may have to provide written appraisals in order to get the true value.

  4. #179
    Super Member Sandygirl's Avatar
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    My husband does not say a word about my sewing and related machines and supplies. But that is an advantage for not getting married until midlife. i work and I cover the costs. I should mAke sure that they are covered on the homeowners tho. Don't forget the big screen TVs, his tools and toys, etc. lets be honest, households accumulate stuff.

    My DH had a $$$ wake up call when I was shopping for a new sewing machine 7 seven years ago.....as did I! I mentioned to him recently, that I want to upgrade it. He did not blink! He even has asked "when you " questions. Too funny!

    Insurance is too important to ignore.

    Sandy
    Sandygirl

    Janome 9900 / Janome 9700 / Janome Decor 3050 / Janome 1100D serger
    Singer Centennial model (inherited from my late, fav aunt!)

  5. #180
    Power Poster BellaBoo's Avatar
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    We upped our content coverage to an obscene amount and lowered the house value amount. (no mortgage) Our insurance cost was reduced almost half and we have more dollar coverage then before. There are so many ways to get the most for your money but most insurance agents don't think outside the box or tell you there is a way out of the box!
    Got fabric?

  6. #181
    Super Member Boston1954's Avatar
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    Jim would not have a clue as to the dollar value of my fabric. He knows that anything I have bought in the last year is not cheap as the prices lately are approaching $13 a yard. But, I must say that he has NEVER told me that I cannot buy more. He always says, "as long as the bills are paid and there is food in the house, get whatever you want". What a guy!
    Life is not a movie. No one is going to yell "CUT" when you make a mistake. - Anne L. Fulton

    I am from the South....39 miles south of Boston.

  7. #182
    Super Member KalamaQuilts's Avatar
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    What I spend for my personal needs comes out of income I've earned.

    I would beg to differ on the insurance replacement value and 'worth'. If you are going to pay that higher preimum for replacement value go for it. But we see time and time again here where someone has picked up an busload of fabric from quilter's estate sales for pennies on the dollar. Once it is in our homes a stash is worth nothing to anyone but ourselves regardless of how much we've spent on it. Like knitters yarn stash. Embroiders thread stash. etc.

  8. #183
    Super Member #1piecemaker's Avatar
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    Do you really want them to choke to death? If not, we won't tell them how much of a stash I have. I guess I really need to up my insurance when you think about it.
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  9. #184
    Senior Member bunniequilter's Avatar
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    My hubby has no idea how much money I have invested in my sewing room. My machine alone has a replacement value of thousands. He however has his hobby which has replacement value of thousands as well so we are even!
    Quilt outside of the box!

  10. #185
    Senior Member amelia0607's Avatar
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    I'm curious as to how the rider would work. I know of a lady that has a rider for glassware but she has to list each piece separately with pictures. Since quilters are using their fabrics, adding to their stash, swapping stuff, how would that work?

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