In a word...A LOT. I made a double wedding ring quilt once and it took so much of my time...all those little pieces to put together...UGH. It was for my first child's wedding and a labor of love but I probably won't make another in my lifetime if I can help it. Love your color choice.

Go to the URL that was posted and print the page with the quilt and it's price on it -------- if she feels she MUST pay you something for the quilt (and I agree that she should) hand her the printout and ask her to go from there with payments or bartering being just fine.

Could you barter with her? Is there any skill she has that you could benefit from? Maybe a trade would be better than cash for both of you.

I love how you put it "quilting is a time consuming act of love............ hard to put a price on it".

I'm totally clueless as to the answer to that, but your quilt is gorgeous and for sure a labor of love.

beautiful quilt!

if i wanted to be kind, i would give her a written breakdown of the actual costs of everything that went into the making. then i would add the amount of time and give a low figure for that. apologize if you feel you must (i don't feel you must) but explain that it's what it costs you in time and money. once she sees the actual value, she may realize she's putting you in a hard place and make an offer that's in line with reality. i'll bet that you didn't charge enough for the other quilts you made for her, so she feels free to keep buying from you not realizing that she's putting you out a little each time. if she wants it, maybe her kids can help her buy it for herself. at least she'll appreciate the gift you're giving her at the low price. or, as others have said, she may offer to make payments or trade for the rest of the value.

No help with pricing but this is a beautiful top and one of my favorite patterns. Your colors are beautiful

What I was told when I attended a class on small business was to either charge an hourly rate or charge three times your materials.

That is a beautiful quilt. Can't help you with what to charge. I know that queen size quilt go for quite a bit.