toasty cotten batting from joanns
 

Is toasty cotten batting very good. I just bought 20 yard roll

I have never used it. It does say the quilting should be no more than 2~4 inches, so you will have to use a tight pattern. Low loft sounds good for the Deep South, maybe not for Wisconsin.

I have used the Warm and Toasty. I'm not sure, but I think those two are similar, as they are both made by Fairfield. I love the Warm and Toasty, so I suspect you will be happy with what you have gotten.