Welcome to the world of quilting! We're so glad you're here! There is lots to discover which is the fun part. If you need some practice, start with Blocks of the Month. They are a great way to stretch your quilting wings and get the hang of everything.
Once you get something together to quilt, you can use those "fancy stiches" you talk about. You might be talking about Free Motion Quilting. Google that and find out. There are tons of tutorials. But even a beginner quilter can stitch a quilt. There are plenty of beginner ways to do it and they look awesome!
Above all, have fun!