I think it's just great the way it is, and as others have said, you are making and giving it from the heart. Regarless of if your neighbour uses it as a toppper, or a means of warmth, which I think more likely, I'm sure she will love and treasure it always. Finish it as you planned, and give your neighbour thhis most beautiful gift to cherish whilst she is in this most vulnerable state. All my thoughts and prayers go out to her.