Stacey, I think most people would only be able to afford an all over pattern. Anything fancier, and the cost would be too high for those just wanting a few tops done.
But as others have said, do your research so your heart isn't broken. For example, when I buy a long arm it will be for me. If I get a few customers down the road, great. But, I'm not going to purposefully get into a "business". Then it's not a hobby, but work. I don't want to ruin quilting for me and get burned out.