Oh, I've thought of this a million times...then forget to buy the ticket! I'd pay off all our mortgages, then pay off the mortgages of the kids or buy them a house, then the mortgages of our best, most deserving friends. THEN I would set up investment accounts for everyone I want to give money to and let them have the interest off the accounts each month, travel and buy anything for my sewing room I want. And the cleaning person too!