Had this happen to me about 3 years ago. This was from eating at out. Small town bank was on top of it and called me when they got news of cards being on the list. I could have still used my card, but it was not safe and they let me know and cancelled it while on the phone to me and sennt me a new card in just about 3 days. Sometimes small town banks are the best. We do have accounts with "well known" banks and hope they would do the same.