I have used PayPal for many years. I use it for everything that offers payment that way online. They are wonderful. You can even send someone a payment for something by using the "Send Money" feature. It is a safe and secure site. If you ever have a problem, they will dispute it for you and get your payment back with no extra charge. They have helped me settle problems on different occasions. Do not hesitate to use PayPal. You will be glad you did. I love that Fabric.com accepts PayPal payments. It makes it so easy to complete the transaction. I hope this has helped you to decide.