I recently had a charge that was automately tacken for my account . Pay Pal was of no help. They said that there was not enough evidence for the claim. My discover card is still trying to get in touch with this seller and because they couldnot , after two months are still working on this as of yesterday. How did paypal do that in 3weeks. Discover has refunded my money. They are still working on my claim. We are talking about $100.00.