I noticed you said you were living on a budget. I would recommend you checking out some of the scrap users blogs on the internet. I have been hand quilting for years and have learnt you can spend just about any amount of money on making a quilt, that you want to. I have also learnt, that you can make a very nice, scrap quilt for just a little of nothing. You can see some I have made where I spend over $200 for the quilt top on a 50th Double Wedding Ring or one I have just finished using Goodwill store 100 % fabrics. There are lots of wonderful, quilter's blogs on the internet. Just browse till you find some you like and see how they make them. Wishing you lots of luck on your new hobby.....