Don't count your quilts/UFOs before you retire. I just retired in June of this year thinking now I will be able to finish those 20 or so UFOs and make lots of new quilts. So far I think I have finished only two UFOs but have done about ten charity quilt tops and one new one for myself. It seems like there are always other things that I want to do so don't have as much time to quilt as I thought. Anyway it is more fun to do a variety of things when you do retire.