Anyone not having Life Loc or other identity theft protection regardless if you pay online or all in cash is vulnerable to identity theft. Young children with a SSN are at a high risk of ID theft. A whole new ID using a child's SSN is becoming a bigger problem then most realize. The child turns 18 and finds he/she is in debt with bad credit. The thief is safe for many years before the ID theft is discovered. You can buy ID protection for your children usually for $10 a year if you have the protection for yourself and spouse. Credit Card ID protection safeguards doesn't include your child ID.