Originally Posted by
Needles
No one gets access to our checking account except for our direct deposit pension checks and we do no online banking. We won't even have debit cards. You only have to know one person who has been hacked, and what they have to go thru to get it 'fixed.' Took over a year, even had to hire a lawyer. They are still having repercussions. It's happening more now, too.
Every person you send a paper check to has access to your checking account (routing number and account number). When you send it to a business you have no idea who is looking at it and copying those numbers.
People are even stealing paper checks out of the mail, then they can "bleach" the info you have written off the check and substitute their own info. Your $12.00 check to the phone company becomes a $1200 check to Cash.
There are dangers both ways, through the mail and online. What I like is my main online bank, instead of typing in your password, you click numbers on a key pad. Then if you have a keystroke logger on your computer, the bad guys still don't know what your password is.