I think you have covered it all and I am in the same boat as you are as I buy A LOT of precuts and kits (I collect them...lol) but noticed one thing though when I look at a precut layercake for example I don't like their choice of fabrics as the way they put colors together but when I see one displayed finished quilt with that layercake I like how they came along together. I am also with you that I would love to always see the finished quilt before buying a kit but when buying precuts price plays a role with me too