If you're overwhelmed enough to not really want to quilt right now, take a break! Walk away from it for however long you need, set aside the guilt, look at it as a sabbatical, and know that when you do get back to the quilting when life has settled down, you will jump right in with no problem.
I have done this at least once a decade (3 times) in my quilty 'career' -- twice for 2 years duration. I still considered myself a quilter, didn't give away my stash or tools, kept my 'in progress' works in good shape, and found I was even better at the craft when I returned to it. I was refreshed and it showed.
Hopefully you will be too.
Jan in VA