I found this depressing and inspiring. I am 70 and hope to retire at 72 but scared to death because I'll be on a very minimal fixed income unless I come up with some way to make a bit of extra cash. Everyone on here had such great ideas. I'm going to start a frugal file on my computer and start keeping tips. I know I waste a lot of money so the next two years will be focused on cutting waaaaaaaaaaay back. I started a quilt stash so that should keep me for a few years as I hand quilt. My biggest expense is eating out and not cooking frugal. I will be working on that. Thank you to those of you who added websites to find frugal ideas. I know the inevitable is coming so hopefully by that time I'll be ready. Everyone on here is great. I'm always bragging to my co-workers that you can learn about anything and everything on here. Love you all.