I agree stay at your job. I have a small LAQ business. My husband and I started it when he retired (I retired 4 years before him). Yes we enjoy the business and have made some income from it, but we do have our retirements too. A small quilt show near my home started up really big. They did not have extra set aside, and when they were making great money, it was spent on things she enjoyed doing, traveling to see her kids and other things not related to the business. Well, two years ago, after 6 years in business she decided the business can run itself. NO, customers did not come in for her husband to cut fabric, they wanted her advise and help. Well, there is no business there now, and they have nothing to show for it. So stay with your job, and pay off your debt, save and have at least a years income to cover your living expense and start your business. Good luck with what you decide.