I fully agree with these ladies...I am new to quilting, so far I have made 2 baby quilts, I was thrilled with how they both turned out, now I am trying to a twin size for my elderly mother. I played it safe with the baby quilts and stitched in the ditch, it's hard to mess it up really. On the first two baby quilts I used thicker batting and the stitching was hidden by all the puffiness, it was thicker and harder to maneuver because of the thickness, but they look wonderful. I am thinking of using the thinner cotton batting on the twin size, hopefully I can stitch it nicely because it will show much more. I am like you I have the top finished by I am afraid to start it.