12 years ago we purchased a modular home in Wisconsin. Lived in it for 10 years and loved it. This home was custom made and had many, many upgrades. The problem came 10 years later when we decided to sell and relocate to another state. The banks were not willing to loan on modulars 10 years and older, so financing was difficult for the buyers. They needed to come up with a larger down payment. We eventually did sell it and the new owners seem very happy with it also. But they had to put double the down payment over a standard stick built home. When we relocated, we did look at some modulars, but again it was the same story on financing. Thus we purchased a stick built home.