Amen to all.. I quit doing lessons for that same reason and have had friends accept me quote and then try to get it for less when I have done all the work... I do not touch anything without 1/2 down or all money up front. the fabric is to high now and the quality is just not there. one has to be very careful where you buy your fabric.. I quilt buying at Joann's for that very reason.. not being picky but good fabric is a must when you have you name on it.. LOL