I totally agree with leatheflea. Most people have no idea what even the fabric costs, much less the time, so I begin by saying it's very expensive, before I suggest on-line sites. I won't start without an agreement on the costs and fabric or the fabric costs in hand (including batting and backing). I have done several queen sized commissions in the $1,100 to 1,500 range. BTW, I just got some darling cowboy fabric from fabric.com.