I'm retiring the end of Jan. (Yay!) and I will lose my dental insurance. I spoke to my dentist concerning which plan to choose and he didn't recommend the insurance. According to him the ins. covers 1 cleaning/xrays per year and up to $1000 in covered procedures. Premiums for all insurers are close, or over $50 per month. (Ohio)
So for $600 a year I would receive a $200 cleaning/xray. I've had years without extra dental work, so the rest of the premium would truly be insurance. It's a gamble, but dental ins really doesn't pay much in today's market.