Oh I know. When I put riders on my home ins. for tools and sewing I thought $10,000 each would be enough. The agent said I was way off. My machines alone are at $15,000 and fabric and notions are at $20,000 and the tools went to $20,000 - His mother is a quilter and she also collects Vintage Beauties so he knows a wee bit. And I can increase it as I accumulate more goodies-Yeah Right if I do that I will need a much bigger house.I already take up 2 rooms and it is spilling out into the dining room Its a good thing I live alone.I hate looking for lost -crushed people-Takes to much time away from creating LOL