I stopped working 1/31/2014 after forty years in work force. I babysit my granddaughter born on 12/10/2013. I 'm eligible for SS in December, spouse is still working so insurance is not an issue for me. Do I miss the money? Yes, BUT I have enough sewing supplies to last a lifetime ( with the exception of thread which I go through at a phenomenal rate) and I cannot believe how much I am enjoying the baby! I hope to get a part time quilt shop job someday just to keep social and keep me from spoiling this child rotten.