You are correct - if it were centered, then as the needle size grew, it would have a chance of hitting the left side of the right part of the foot for exactly the same reason that the needle is not centered in the hole.
That's exactly what I was going to respond before you found the answer.
I never did notice the foot covering part of the needle hole though. I will have to look a little closer at some of my machines.
With more and more photos of the machines, I also think your needlebar is not turned. It's too parallel with the plate and dogs. I'm going to say go sew with that gal!
