Originally Posted by
rryder
Having a quilt appraised--
I Have had a quilt appraised and the form I got back from the appraiser indicated not only a value, but also the criteria that was used in determining the value for insurance purposes. By getting it appraised I now have a documented value for that particular quilt should it ever be lost, damaged, stolen, destroyed etc. in shipping, while on display or even while stored at my home studio. Otherwise the only thing I could hope to recover in the event of a loss would be the cost of the materials.
Rob
That was a good appraisal, Rob. A friend of mine is an antiques appraiser and she taught me what to look for in a good appraisal. It should have a whole section on how the appraisal was arrived at. If you should have a loss, you probably won't have problems recovering money from your insurance company with that appraisal. The only problem you might have is if it's a high appraisal and the item isn't insured on a separate rider. You might end up going over your insurance limit for your home.