I was forced to retire 3 yrs ago due to my disability. I am a stage 3 Melanoma Survivor, and I also have fibro and Psoriatic Arthritis. I am ever so thankful for my small stash as well as scraps that generous friends have given me. I do buy occasionally to fill in empty spots for a particular project or even for a whole project (gifts). Living on a fixed income does not allow for many extra expenditures. As for time??? Some times, I get to sew a lot, some times not. I am taking care (driving, shopping etc) for my parents. I belong to a guild, and I do go to my LQS sit and sew weekly