Depending on my mood - I like to 'play' with these scammers when the call, it can be entertaining. The ones that tell me I can get a lower credit card interest rate or mortgage update or help with my student loans, or even the guys who tell me they are going to fix my computer for me. I act like I am interested and taking notes veerrryy slowly; I might ask for a phone number in case we get cut off. Then I ask how much money they are sending me. They explain that they are not sending me money and try their spiel again. Me: but how much money are you sending me?? They try again to tell me they aren't sending me money. I do that as many times as I think they have patience for - then I offer to call the BBB, I have their number - and I have called them. For some reason the call is over. They hang up on me....