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Thread: insurance

  1. #1
    a regular here sisLH's Avatar
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    Jan 2011
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    Waupun, Wisconsin
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    Our home insurance is due and adding on a membership fee of $45 and a 'volunteer' fee for lobbyists of $3. aagh! We do not want them anymore. We are a basic 3 bd ranch and now paying over $1400 as it is.
    I have heard that it is not good to have home and auto together because if you lose one, then you lose both.
    Where do you go - are yours together -any complaints?

  2. #2
    Super Member irishrose's Avatar
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    AutoOwners for both and they have been wonderful to deal with. Total a car to find out how nice your insurance company is to deal with. I managed to do that on Dec 27th. I find the rates very reasonable. I like mine together because there is a discount for it, though they are totally separate policies.

  3. #3
    Super Member QuiltQtrs's Avatar
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    Try to get new quotes for all insurance agencies in your area.
    I finally gave up on a company that I used for over 15 years, when auto
    insurance (Sr. citizen, no accidents, no tickets for over 40 years!) reached
    almost $1000, and miles driven was under 5,000 annually. Found another
    company who gave me SAME coverage and 40% less premiums.

  4. #4
    Super Member seamstome's Avatar
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    Bid it out. You will be amazed.

  5. #5
    Super Member seamstome's Avatar
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    My GF uses AutoOwners also and swears by them.

  6. #6
    Power Poster amma's Avatar
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    I would make some calls and see who can offer you a better deal :D:D:D

  7. #7
    Super Member ptquilts's Avatar
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    Jun 2010
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    Vermont
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    I use a small local company for both home and auto, no one can beat them. You get a discount for having both.

    Get a local agent who represents several companies and ask them to shop it around.

  8. #8
    Super Member azdesertrat's Avatar
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    Mar 2007
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    tucson Az
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    Are you a member of AARP? check them.I have both my auto and home policies with same co(Not thru AARP) and get a discount because of that,but my ex mother in law went thru a company sponsered by AARP and got a substantial difference in cost

  9. #9
    Super Member
    Join Date
    Oct 2009
    Location
    South Carolina
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    3,236
    We have auto and homeowners with same company. There is discount for having both with same company. Have had the same conmpany for over 40 years.
    If you decide to change companies, becareful and don't let insurance lapse, with your present company, before getting overage with new company.
    Each state has differnt insurance regulations.

    EX. I live less than one mile from the ocean. If I let present coverage lapse, I may not be able to get insurance.

  10. #10
    Super Member
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    Jul 2007
    Location
    central Indiana
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    1,106
    We have our farmowner's/home, auto, and life policies all with the same company. And we pay a yearly membership fee of $32. We have never considered changing our insurance as we are very happy with the company. Our total bill for all of it is about $8400.

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